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Here are five places where you can create your own affordable getaway this winter.

When it’s cold in northern North America, it’s high season in the warm reaches of the south — especially in the Caribbean — as snowbirds flock to sunnier shores.

High season ushers in high prices, but bargain seekers can claim a stretch of sand by considering the value of all-inclusive resorts that bundle meals and activities into the rates. For example, Iberostar Waves Costa Dorada in the Dominican Republic offers a beach, pools and five restaurants (doubles from $170 a night for two). Liberty Travel, an agency based in Montvale, N.J., and known for its expertise in the Caribbean, steers clients to the Grand Palladium Jamaica Resort & Spa for its four beaches and multiple dining options (from $285 for a double).

But for those seeking a D.I.Y. getaway, the following destinations allow travelers to stretch their budgets this

Keep reading this article on The New York Times Your Money.

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