The Education Department has pulled down all applications for borrowers seeking to enroll in income-driven repayment programs. Here’s what to know.

Federal student loan borrowers are temporarily unable to apply to income-driven repayment plans, a decades-old safety net that ties their monthly loan payment size to household income levels, as the U.S. Education Department reviews a recent federal court ruling.

The department closed applications to the repayment plans last week after the U.S. Court of Appeals for the Eighth Circuit upheld and expanded a temporary suspension of the Saving on a Valuable Education plan, known as SAVE.

That income-driven program, a centerpiece of the Biden administration’s policy agenda with eight million enrolled borrowers, generated lower payments than previous plans. Given its high cost, SAVE became the target of two separate legal challenges last spring by two groups of Republican-led states, which argued that the Biden administration had overstepped its authority.

The SAVE plan has

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