The “buy now, pay later” approach has infiltrated the wedding industry via new programs created specifically to finance events.

Angela Millin, like many brides-to-be, quickly began planning her wedding after becoming engaged in April 2021.

At the top of the to-do list was choosing a date and a venue, and setting a budget. Both her parents and her future in-laws had offered to help pay for the event, but once Ms. Millin and her fiancé settled on wedding this December at the Perez Art Museum in Miami, they became sticker shocked by the various expenses.

“All the upfront costs are pretty staggering to see,” said Ms. Millen, who is 32 and a director of business development at a creative marketing agency. “Especially all at once.”

At the advice of their wedding planner, Annie Lee of Daughter of Design in Miami Beach, the couple decided to put their nuptials on layaway, so to speak, by

Keep reading this article on The New York Times Business.

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