We Asked Congress’s Freshmen to Give Up Stock Trading. Few Were Willing.

Playing individual stocks is a losing strategy more often than not, and it poses political risk. But only a handful of newly minted lawmakers saw it that way. It’s easy to forget that just a year ago, senators from both parties were under Justice Department scrutiny for potentially profiteering from the coronavirus with well-timed stock […]

Veterans Next Up to Receive Delayed Stimulus Checks

More than 25 million lower-income Americans whose stimulus payments were delayed finally received them on Wednesday. And one group still waiting — certain veterans and their beneficiaries — can expect their payments to arrive next week, the Internal Revenue Service said. The payments have been issued in groups, with the first batch landing in accounts […]

An Argument for Investing Where the Return Is Social Change

A new report makes the case for investments that consider impact first and financial return second. But critics say such investments are mainly for the wealthy. Advocates for impact investments have long made the case that investments can do social good without sacrificing returns. And then there are the wealthy philanthropists who give money to […]

Pandemic Helps Stir Interest in Teaching Financial Literacy

Two dozen states are considering bills on the subject. Proponents say student debt and heightened interest in economic inequality are behind the efforts. Two dozen state legislatures are considering bills on financial literacy education, an unusually high number, proponents say. They attribute the interest to concern about the burden of student debt, as well as […]

Deals Designed to Lure Travelers Off Their Couches

For better or for worse, travel companies are trying hard to get people, especially those who are vaccinated, back on the road (or on a plane) again. For a low-season trip to Honolulu in 2019, I scoured the internet for cheap, cheerful lodgings and the best I could come up with in Waikiki started around […]

Family Federal Education Loan Borrowers Get a Reprieve if They Have Defaulted

About a million student loan borrowers who were left out of earlier relief efforts are getting a reprieve — but only if they defaulted on their loans. The Education Department said on Tuesday that it will temporarily stop collecting on defaulted loans that were made through the Family Federal Education Loans program and are privately […]

Save Money at the Store

Food is pleasure and connection for most of us. Staying within your budget can bring peace of mind and keep your overall spending on track. How do you spend the right amount on food? According to an online survey of more than 1,000 people by LendingTree and Qualtrics published in October, weekly household grocery bills […]

Summer Camps See Rebound in Interest

After resisting in 2020, many parents see an antidote to a school year when their children have been glued to a computer screen. The pandemic wreaked havoc on summer camps last year, as they struggled to navigate conflicting guidance on how to keep campers safe. In many cases, it didn’t matter what the camps did: […]

Auctions of Cars, Watches and Furniture Heat Up

The value of collectibles — like coffee tables, whiskey, Air Jordans and Pokémon cards — has soared. Rich people who shopped too much used to be called collectors. Now they — and those belonging merely to the aspirational class — are all investors. It’s not just that they’ve spent the last year splurging on stakes […]

Where’s My Stimulus Payment? Maybe in Your Account. (Finally!)

The latest round of payments are the biggest yet, and open to more kinds of dependents. But some hassles encountered in past rounds could show up again, and maybe new ones, too. For the third time in less than a year, the federal government is sending stimulus payments to millions of Americans, no small logistical […]

Stimulus Payments Will Start Arriving This Weekend

Advertisement Continue reading the main storyHBO Max Plans Global ExpansionStimulus payments should begin arriving this weekend, Treasury Department says.March 12, 2021, 6:00 p.m. ETMarch 12, 2021, 6:00 p.m. ET A mall in Southaven, Miss., where the mask mandate ended last week. The Biden administration and Democrats in Congress are betting that providing additional stimulus checks […]

Desperate for a Trip? Here Are the Questions to Ask Before You Go.

#masthead-section-label, #masthead-bar-one { display: none }The Coronavirus OutbreakliveLatest UpdatesMaps and CasesRisk Near YouVaccine RolloutGuidelines After Vaccination Advertisement Continue reading the main story Supported by Continue reading the main story wealth matters Desperate for a Trip? Here Are the Questions to Ask Before You Go. Travel has become a lot more complicated. Now, the calculations include […]

How Your 2020 Taxes Are Affected by the Coronavirus Pandemic

#masthead-section-label, #masthead-bar-one { display: none }Biden’s Stimulus PlanliveThe LatestBiden’s AddressWhat to Know About the BillBenefits for Middle ClassChild Tax Credit Advertisement Continue reading the main story Supported by Continue reading the main storyHow the Pandemic Has Changed Your Taxes New rules for a new reality, from stimulus payments to retirement withdrawals to unemployment insurance, could […]

The Tax Headaches of Working Remotely

#masthead-section-label, #masthead-bar-one { display: none }At HomeFall in Love: With TenorsConsider: Miniature GroceriesSpend 24 Hours: With Andra DayGet: A Wildlife Camera Advertisement Continue reading the main story Supported by Continue reading the main storyThe Tax Headaches of Working Remotely “Each state has its own rules,” one tax expert says. So if you worked in a […]

Inflation Fear Lurks, Even as Officials Say Not to Worry

#masthead-section-label, #masthead-bar-one { display: none }Biden’s Stimulus PlanWhat to Know About the BillSenate PassageWhat the Senate Changed$15 Minimum WageChild Tax Credit Advertisement Continue reading the main story Supported by Continue reading the main storyInflation Fear Lurks, Even as Officials Say Not to Worry Prices have yet to show much movement, but the prospect of an […]

A Smarter App Is Watching Your Wallet

Advertisement Continue reading the main story Supported by Continue reading the main story Currents A Smarter App Is Watching Your Wallet As artificial intelligence evolves, personal finance programs are working to offer you, and your budget, tailored advice. Credit…James Yang March 9, 2021, 5:00 a.m. ET This article is part of our new series, Currents, […]

Lessons From a Year of Pandemic Spending

#masthead-section-label, #masthead-bar-one { display: none }Biden’s Stimulus PlanSenate PassageWhat to Know About the BillWhat the Senate Changed$15 Minimum WageWhere Trump Voters StandSkip to contentSkip to site index Lessons From a Year of Pandemic Spending Lost jobs and lockdowns forced almost everyone to change their spending habits. How many of those changes will stick? We talked […]

Here’s How to Give to Women’s Causes

Advertisement Continue reading the main story Supported by Continue reading the main story wealth matters Here’s How to Give to Women’s Causes While a variety of charitable organizations help women and girls, experts offer advice on finding ones that have a sharper focus. Sheri West of New Canaan, Conn., founded LiveGirl, which helps girls in […]

Don’t Pay Tax Penalties on Money You Took From Retirement Accounts

#masthead-section-label, #masthead-bar-one { display: none }Biden’s Stimulus PlanWhat’s NextReconciliation, ExplainedFact Check$15 Minimum WageWhere Trump Voters Stand Advertisement Continue reading the main story Supported by Continue reading the main story your money adviser Don’t Pay Tax Penalties on Money You Took From Retirement Accounts Here’s a guide to avoiding unnecessary taxes on withdrawals made last year. […]

Please Send Us Your College Applications About Money

Advertisement Continue reading the main story Supported by Continue reading the main storyPlease Send Us Your College Applications About Money Did you apply for undergraduate admission for the fall 2021 semester? Did you write an essay about money, work or social class? We’d like to read it and perhaps publish it. March 4, 2021 We […]

Dad, a Death Sentence and the Planner Who Set Us Straight

Advertisement Continue reading the main story Supported by Continue reading the main story Your Money Dad, a Death Sentence and the Planner Who Set Us Straight A personal finance columnist, a lawyer and an executive whose nonprofit works with cancer patients sound like siblings who would be prepared to deal with their dad’s diagnosis. They […]

Home Buyers, Beware: ‘Views Are Not Guaranteed’

Advertisement Continue reading the main story Supported by Continue reading the main story wealth matters Home Buyers, Beware: ‘Views Are Not Guaranteed’ All kinds of things can go wrong, especially if you’re buying in an area you’re not familiar with. The advice from experts: Do your homework. Homes dot the edge of the Tahquitz Creek […]

Disabled Recipients of Stimulus Aid Are Urged to Save Some in Special Accounts

Advertisement Continue reading the main story Supported by Continue reading the main story your money adviser Disabled Recipients of Stimulus Aid Are Urged to Save Some in Special Accounts Advocates for tax-favored ABLE accounts have spread the word about the benefit of putting at least part of the pandemic relief check in one. Credit…Till Lauer […]

The Unequal Inheritance: It Can Work, or It Can ‘Destroy Relationships’

Advertisement Continue reading the main story Supported by Continue reading the main story retiring The Unequal Inheritance: It Can Work, or It Can ‘Destroy Relationships’ When you’re planning to divide your estate unequally, explain the reasons to your heirs, and remember: They might be hurt anyway. Credit…Ishita Jain Feb. 19, 2021, 12:13 p.m. ET For […]

Raising Money for a Nonprofit? Try a Personalized Approach

Advertisement Continue reading the main story Supported by Continue reading the main story wealth matters Raising Money for a Nonprofit? Try a Personalized Approach A new report found that small changes by gift officers — like getting to know the donor — could reap big benefits for their organizations. “Many nonprofits have a kind of […]

More Consumers Complain About Errors on Their Credit Reports

#masthead-section-label, #masthead-bar-one { display: none }The Coronavirus OutbreakliveLatest UpdatesMaps and CasesVaccine RolloutSee Your Local RiskNew Variants Tracker Advertisement Continue reading the main story Supported by Continue reading the main story your money adviser More Consumers Complain About Errors on Their Credit Reports Complaints doubled last year, federal data shows. Some problems may be related to […]

The Question Some Company Owners Don’t Want to Deal With

Advertisement Continue reading the main story Supported by Continue reading the main story wealth matters The Question Some Company Owners Don’t Want to Deal With Tales from two sons whose fathers died without a succession plan. Ivo Puidak with his wife, Shelly, and son, Max, at the opening of Galena Canning in 2003 in Galena, […]

Is My Stimulus Payment Taxable? And Other Tax Questions

#masthead-section-label, #masthead-bar-one { display: none }The Coronavirus OutbreakliveLatest UpdatesMaps and CasesSee Your Local RiskNew Variants TrackerVaccine Rollout Advertisement Continue reading the main story Supported by Continue reading the main story your money adviser Is My Stimulus Payment Taxable? And Other Tax Questions With tax filing season about to begin, here’s what you need to know. […]

Affordable Care Act Enrollment Reopens

#masthead-section-label, #masthead-bar-one { display: none }The Coronavirus OutbreakliveLatest UpdatesMaps and CasesSee Your Local RiskVaccine InformationWuhan, One Year Later Advertisement Continue reading the main story Supported by Continue reading the main story your money adviser In ‘Do-Over,’ Enrollment in Affordable Care Act Health Insurance Reopens The new three-month sign-up period begins Feb. 15, as millions of […]

A Bigger Risk Than GameStop? Beware the Ponzi Scheme Next Door

#masthead-section-label, #masthead-bar-one { display: none }The Coronavirus OutbreakliveLatest UpdatesMaps and CasesSee Your Local RiskVaccine InformationWuhan, One Year Later Advertisement Continue reading the main story Supported by Continue reading the main story wealth matters A Bigger Risk Than GameStop? Beware the Ponzi Scheme Next Door Experts have seen an increase in the frauds, many of which […]

What Can You Buy With Bitcoin?

Advertisement Continue reading the main story Supported by Continue reading the main storyWhat Can You Actually Buy With Bitcoin? Pornography, patio furniture and an at-home coronavirus test are among the odd assortment of goods and services people are purchasing with the cryptocurrency. Credit…Jonathan Djob NKondo Feb. 3, 2021Updated 11:38 a.m. ET In the last twelve […]

A 10-Year-Old GameStop Investor Cashed In. His Return? Over 5,000%

#masthead-section-label, #masthead-bar-one { display: none }GameStop vs. Wall StreetBeating Wall StreetThe Man Behind the Frenzy4 Things to KnowUnderstanding Stock Options Advertisement Continue reading the main story Supported by Continue reading the main storyA 10-Year-Old GameStop Investor Cashed In. His Return? Over 5,000% Jaydyn Carr of San Antonio made $3,200 on shares from GameStop this week […]

You Made Money on GameStop. Here's What You Need to Know About Taxes.

#masthead-section-label, #masthead-bar-one { display: none }GameStop vs. Wall StreetBeating Wall StreetThe Man Behind the Frenzy4 Things to KnowUnderstanding Stock Options Advertisement Continue reading the main story Supported by Continue reading the main story your money adviser So You Just Made a Lot of Money on GameStop. There’s One Catch: Taxes Some investors may have notched […]

As Bitcoin’s Price Surges, Affluent Investors Start to Take a Look

Advertisement Continue reading the main story Supported by Continue reading the main story wealth matters As Bitcoin’s Price Surges, Affluent Investors Start to Take a Look Cryptocurrencies, originally a way to conduct business outside the financial system, are increasingly seen as an asset akin to private equity or venture capital. “They want transparency and they […]

Changes in FAFSA May Reduce College Aid for Some Families

Advertisement Continue reading the main story Supported by Continue reading the main story your money adviser Changes in FAFSA May Reduce College Aid for Some Families A new formula will no longer offer a break to many parents who have multiple children in college at the same time, experts say. Credit…Brian Britigan Jan. 29, 2021, […]

Auto Insurance During a Pandemic

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I.R.S. Pushes Back Start of 2020 Tax Filing Season

#masthead-section-label, #masthead-bar-one { display: none }The Coronavirus OutbreakliveLatest UpdatesMaps and Cases13,000 Approaches to TeachingVaccine InformationTimeline Advertisement Continue reading the main story Supported by Continue reading the main story your money adviser I.R.S. Pushes Back Start of 2020 Tax Filing Season The agency will start accepting returns on Feb. 12, about two weeks later than usual. […]

With Higher Taxes Possible, Here’s What to Do Now

Advertisement Continue reading the main story Supported by Continue reading the main story wealth matters With Higher Taxes Possible, Here’s What to Do Now It’s not clear how many of President Biden’s expected proposals would become law, but it may be better to pay taxes now, when you know the rates. President Biden’s proposed pandemic […]

The Estate Tax May Change Under Biden, Affecting Far More People

Advertisement Continue reading the main story Supported by Continue reading the main story Wealth Matters The Estate Tax May Change Under Biden, Affecting Far More People In contrast to previous changes, the tax code could be modified in a way that affects everyone who has something of value to leave to heirs. With Democrats in […]

How to Pay Off Credit Card Debt

Advertisement Continue reading the main story Supported by Continue reading the main storyTips for Reducing Credit Card Debt, Even if Balances Are Already Lower While American balances are down over all, interest can still add up. If your stimulus check isn’t going to cover basics, consider reducing your debt. Credit…Till Lauer Jan. 15, 2021, 9:00 […]

How to Be a Better Investor: Do Nothing

Advertisement Continue reading the main story Supported by Continue reading the main story Essay How to Be a Better Investor: Do Nothing Once you have set up your stock and bond portfolio, avoiding further action is the most important and also the hardest task, our columnist says. Credit…Richard A. Chance Jan. 14, 2021, 11:30 a.m. […]