For those of you who are looking to upgrade homes, let me tell you a sad truth. I climbed to the top of the property ladder with my latest home purchase, and after four months, I feel no happier.

Whenever someone would congratulate me about my home purchase, I felt nothing. What’s there to celebrate about when I’ve got more bills to pay? Would be my most common thought. Of course, I responded with a thanks instead.

Although I appreciate the extra space, I’ve had moments of dread regarding whether I did the right thing. My wife and kids were perfectly happy living in a 30% smaller house. Why did I give up my financial independence for this?

With so many “surprise” capital calls, my liquidity has been sucked dry and I’m now living paycheck-to-paycheck with not enough passive income to cover our living expenses.

Eventually there

Keep reading this article on Financial Samurai.

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