By Dr. Charles Patterson, WCI Columnist

There you are, minding your own business and doing whatever it is you pretend is medicine when the thought strikes you: will I have enough to retire when I want to? It’s a natural question. You’ve been out of training for 20 minutes now, and in that time, you have discovered that running bowel, staring at a computer screen, or getting yelled at by an inept parent are not sustainable means of finding fulfillment in this short life. What you need is time and the flexibility that financial independence affords you. For those of us in the community of DIY investors, the questions of retirement timing and how to calculate what you’ll need are complicated to dissect. And whether you are 20 minutes out of training or 20 years into practice, it’s a critical question that lies at the heart of our financial lives.

Keep reading this article on The White Coat Investor.

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