By Travis Christy, White Coat Insurance

When doctors assess disability insurance options, understanding the profound impact such coverage can have on their lives is essential—not only for financial security but for emotional and psychological support as well.

Let me share an example from my professional encounters that bring this point home. A physician client experienced the heartbreaking loss of his partner to terminal brain cancer, a tragedy that struck shortly after the birth of their daughter. Amid their search for treatments across the western United States, he never imagined how crucial his decision to obtain disability insurance during his residency would become. Following his partner’s death, this insurance became his lifeline, providing financial relief and the invaluable time needed to grieve, emotionally heal, and be there for his daughter during this incredibly difficult time.

This experience emphasizes the invaluable role of disability insurance for physicians. As doctors explore what

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