Have you ever stepped into a home and immediately felt cozy, even in the middle of a busy city? You can’t quite pinpoint what makes it feel so comfortable and serene, despite the hustle and bustle outside. In this post, I’ll share the various elements that come together to create that warm, welcoming atmosphere.

Living in a big city often means peace and quiet are hard to come by. For many, the journey up the property ladder begins with renting an apartment, where noise can become a part of daily life. Whether it’s an upstairs neighbor dancing in their shoes or loud music from next door, these distractions can make finding tranquility difficult.

My first apartment was on 45 Wall Street in Manhattan, where the rumble of the subway shook my studio every 10 minutes. In San Francisco, shared a one-bedroom apartment, we had an alcoholic upstairs neighbor who’d

Keep reading this article on Financial Samurai.