I remember being a broke college student during my senior year at The College of William & Mary. A group of us gathered at the Spanish House, the language immersion dorm where we lived, to brainstorm easy ways to make money. None of us had job offers yet, and we were anxious to prove to ourselves—and to our parents—that we hadn’t wasted four years.

One classmate joked, “What if we started a nonprofit called ‘Save The Children’? Who wouldn’t want to save children? We could raise a ton of money from private donors and the government. And then pay ourselves a million dollars each as directors!”

We all chuckled at the first glimpse of grift we’d concocted. Francisco would be the CEO, Pravster would be the CMO, and I would be the CFO. All our financial problems would be solved! With no money, our minds naturally drifted toward dubious ways

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