When you reach financial independence or retirement you may eventually experience a sense of emptiness. After years of hard work, aggressive saving, and smart investing, you might feel a letdown because the toughest financial challenges are behind you. Based on feedback from readers since 2009 and my own experience after leaving work in 2012, I’ve realized that having a purpose is essential for living a fulfilling life.

To find meaning after retirement or financial independence, staying active is key. While I’ve previously discussed balancing active and passive income in specific ratios, the true path to fulfillment might be even simpler:

Focus on generating active income to cover your discretionary wants while relying on passive income for your essential needs. This approach allows you to maintain purpose, continue safeguarding your financial future, and lead a more rewarding post-work life—a triple win!

Active Income for Wants, Passive Income for Needs

Life

Keep reading this article on Financial Samurai.

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