What does it really mean to live well in retirement? For many, the initial answer might sound like a checklist: enough money to travel, pay the bills, and leave a little behind. But after the novelty of leisure fades, what then? Most people focus on acquiring wealth during their working years, but few pause to think about what that money is really for. A financially secure retirement is a wonderful goal, but the more rewarding challenge is figuring out how to spend your time, energy, and money in a way that actually makes life feel rich.

The Psychology of Spending

A common trap in retirement planning is mistaking accumulation for aspiration. People often walk into financial planning meetings with goals that aren’t really their own. They’re mimicking what society says they should want: a second home, a luxury car, a certain number in the bank. But these “goals” are often

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