The Walt Disney Company announced that it would experiment with offering Disney+ subscribers exclusive access to themed merchandise.Can shopping make Disney+ even more of a must-have streaming service?The Walt Disney Company announced on Tuesday that it would begin a “limited test”…
by Calculated Risk on 11/01/2022 08:00:00 AM Notes: This CoreLogic House Price Index report is for September. The recent Case-Shiller index release was for August. The CoreLogic HPI is a three-month weighted average and is not seasonally adjusted (NSA).From CoreLogic: CoreLogic:…
Today, we are pleased to present a guest contribution written by Joshua Aizenman (University of Southern California). In the Reykjavik roundtable on global economic challenges, September 1-2, 2022, organized by Robert McCauley, Robert Aliber, Gylfi Zoega, and Mar Gudmundsson, I overviewed my research…
SFStandard: Chronic absenteeism in the San Francisco Unified School District has more than doubled from pre-pandemic levels, rising from 14% to 28%, according to preliminary data for 2021-22. A student is considered chronically absent when they miss 10% of the 180-day…
Executive Summary Welcome back to the 305th episode of the Financial Advisor Success Podcast! My guest on today's podcast is Mindy Crary. Mindy is the owner of Creative Money, an independent RIA based in Seattle, Washington, that offers a unique 12-month…
Eerie events around the country mark Halloween RTE Eurasian jays ace the famous ‘marshmallow test’ Popular Science. Resilc: “Write them in when you vote.” Many Baby Sea Turtles Never Make It to The Sea. This Genius Idea Could Save Them ScienceAlert…
Gauidó has long outlived his usefulness. Now, he and the “interim” government he fronts are an obstacle in the way of reopening Venezuela’s oil market to US oil majors. The foreign policy establishment in Washington is in the process of redrawing…
A journalist contact who knows the ins and outs of the Financial Times exceedingly well pinged about a new article, Japan cannot survive without Russian oil, warns trading house chief, bleating about the oil and gas sanctions, and without saying so,…
Yves here. We’ve been warning for months that diesel supplies were tight in the US and Europe, with no strong reason to think they’d get much better and cause to think the squeeze could worsen. Even though the mainstream press is…
Leveraging the Tennessee STAR class size experiment, we show that Black students randomly assigned to at least one Black teacher in grades K–3 are 9 percentage points (13 percent) more likely to graduate from high school and 6 percentage points (19…
Do you take the time to define the audience for whom you’re writing? Writers who don’t do this before writing may produce content that doesn’t hit the mark. On this blog, and in my financial blogging book, I suggest how to…
By Dr. James M. Dahle, WCI Founder In recent years, we've been making a conscious effort here at The White Coat Investor to make the blog less about me and more about you, the reader. However, some of the long-term readers…
Here is a new reader request: – Which kinds of people are likely to be best able to predict how events in Ukraine will unfold? Ukrainians? Political scientists? Superforecasters? I have to go with the superforecasters, but that said, I wish…
The president-elect once helped slash deforestation rates in the Amazon rainforest. He says he wants to do it again.RIO DE JANEIRO — In the closest election since the Brazil’s return to democracy in 1985, voters decided to bring back former President…
by Calculated Risk on 10/31/2022 08:57:00 PM From Matthew Graham at Mortgage News Daily: Mortgage Rates Slightly Higher To Start The Week. More Volatility Ahead Mortgage rates are fresh off their best week since at least July and their best winning…
The billionaire and a group of his friends and advisers are working on layoff plans and how to swiftly change Twitter’s product, said people with knowledge of the matter.Elon Musk and a group of his advisers have tightened their grip over…
As we approach the midterm elections, most political coverage I see frames the contest as a struggle between Republicans taking advantage of a bad economy and Democrats trying to scare voters about the G.O.P.’s regressive social agenda. Voters do, indeed, perceive…
Featured image by Gerd Altman via Pixabay Is your term life insurance policy adequate to meet all future contingencies or unforeseen situations? Chances are, it’s not. Various scenarios may occur in the future, like a life-threatening disease or an incapacitating accident.…
As someone who wrote a book on how to negotiate a severance package, it always makes me happy to see public case studies. The latest case study is on the “golden parachutes” received by three ex-Twitter executives. A golden parachute consists…
by Calculated Risk on 10/31/2022 04:47:00 PM Fannie Mae reported that the Single-Family Serious Delinquency decreased to 0.69% in September from 0.72% in August. The serious delinquency rate is down from 1.62% in September 2021. This is close to pre-pandemic levels.These…
by Calculated Risk on 10/31/2022 02:46:00 PM The BEA released the underlying details for the Q3 advance GDP report on Friday.The BEA reported that investment in non-residential structures increased at a 3.7% annual pace in Q3. Investment in petroleum and natural gas…
Not nearly as good as the White Album “Esher” sessions. I enjoyed the original, much speedier version of “Rain” (not actually good, but the slowed down, distorted track we all know suddenly makes more sense), hearing the evolution of “Yellow Submarine”…
By Lambert Strether of Corrente Patient readers, as usual after a weekend I have more than I know what to do with, and the awards ceremonies (see below) took longer than I thought. More soon. –lambert Bird Song of the Day…
Quote of the Day "Reading old finance articles makes you feel like the ancient past was no different than today – the opposite feeling you get reading old medical commentary." (Morgan Housel) Chart of the Day The S&P 500 has never…
Reader JohnH asserts: LNG is the US’ third largest export and fastest growing. But I believe he/she misread the table in the article (see table at end of this post), and it’s natural gas and LNG combined that is the third…
Your 401(k) is a valuable part of your retirement plan, but it’s only one piece of the puzzle. There are many benefits that come along with a 401(k,) including pretax or Roth 401(k) salary contributions (or both,) company matching, and tax-deferred…
Between 197,000 and 874,000 city residents could experience a foot of flooding during an extreme storm, scientists found. Most of them don’t live in beachfront mansions.Hundreds of thousands of people in Los Angeles could experience at least a foot of flooding…
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Overview Daily spot trading volume: $308.2 million, 30 day average spot: $431.0 million. Total futures notional: $90.2 million. The top five traded coins were, respectively, Tether (↓0.01%), Dogecoin (↓3.4%), Bitcoin (↓0.9%), Ethereum (↓1.8%), and USD Coin (↑0.01%). Strong returns from Gala…
Privacy settings Decide which cookies you want to allow. You can change these settings at any time. However, this can result in some functions no longer being available. With the slider, you can enable or disable different types of cookies: This…
World leaders will meet in Sharm el Sheikh, Egypt on Nov. 6 for two weeks of climate negotiations as nations struggle to cut greenhouse gas emissions amid a global energy crisis, war in Europe and rising inflation.The conference is convened annually…
A UC Davis professor runs an academic center that was conceived by a trade group, according to records, and gets most of its funding from farming interests.In 2019, three dozen leading researchers sounded a stark warning in a prominent scientific journal:…
By Conor Gallagher Following Azerbaijan’s attacks on Armenia in recent months and Russia’s preoccupation with Ukraine, the situation in the South Caucuses risks spiraling out of control. In an escalation of words Moscow is now accusing the west of using an…
by Calculated Risk on 10/31/2022 09:52:00 AM Today, in the Calculated Risk Real Estate Newsletter: Year-over-year Pace of Rent Increases Continues to SlowA brief excerpt: Here is a graph of the year-over-year (YoY) change for these measures since January 2015. All…
Here’s the deal – during the pandemic I wanted to do a book signing for the fans when we released How I Invest My Money. Obviously, travel and meet and greets weren’t going to happen, so we had to improvise. Instead,…
One of the seminal empirical exchange rate papers is Charles Engel‘s and Jim Hamilton‘s “Long swings in the exchange rate: are they in the data and do markets know it?” (AER, 1990). Think about it – while one often can’t reject…
The transcript from this week’s, MiB: The Jeremies! Schwartz and Siegel on SFTLR!, is below. You can stream and download our full conversation, including the podcast extras on iTunes, Spotify, Stitcher, Google, YouTube, and Bloomberg. All of our earlier podcasts on…
Mondays are all about financial adviser-related links here at Abnormal Returns. You can check out last week’s links including a look at how rising interest rates are affecting a range of outcomes. Quote of the Day "Riddle me this: everyone loves…
When Satoshi Nakamoto released the Bitcoin white paper on this day in 2008, they proposed a novel system for a global digital form of money. The leaderless, nonpartisan network of Bitcoin nodes now maintains a truly borderless and permissionless monetary system.…
by Calculated Risk on 10/31/2022 08:42:00 AM Active inventory increased again, hitting another new peak for the year. Here are the same week inventory changes for the last four years (usually inventory is declining at this time of year):2022: +5.2K (still increasing!)2021:…
Photo credit: coop This ancient two-word phrase, attributed to several Greek luminaries ranging from Socrates to Pythagoras, implores the reader toward introspection. This introspection can be especially helpful when considering how we feel about our financial future – particularly when we…
Executive Summary While many financial advisors may have focused primarily on portfolio management at one time, the evolution of the financial planning profession has opened up an ever-growing number of services that advisors now offer to their clients on a regular…
Haunting Audio Reveals The Spooky Sound of Earth’s Magnetic Field ScienceAlert Light-analyzing ‘lab on a chip’ opens door to widespread use of portable spectrometers Phys.org Requiem for a Telescope New York Times Climate/Environment Finding safe haven in the climate change future:…
Yves here. The big news story this morning is that Russia has resumed serious pounding of Ukraine’s electric grid. As John Helmer explained in his initial post on that topic and continues today, Russia has been targeting transmission, not generation, and…
Yves here. Finally, a wee bit of good news in Lula’s hard-fought win. By Brett Wilkins. Originally published at Common Dreams “A huge blow against fascistic politics and a huge victory for decency and sanity.” That’s how RootsAction director Norman Solomon…
Can you spot what’s wrong in the image below? Please post your answer as a comment. Try reading out loud, if you can’t catch the problem with just your eyes.I post these challenges to raise awareness of the importance of proofreading.…
And if not, what kind of errors do they make? Students appear to stereotype majors, greatly exaggerating the likelihood that they lead to their most distinctive jobs (e.g., counselor for psychology, journalist for journalism, teacher for education). A stylized model of…
By Irina Slav, a writer with more than a decade covering the oil and gas industry. Originally published at Oilprice.com: In its latest World Energy Outlook, the International Energy Agency stated that thanks to the energy crisis rattling the world right…
By Dr. Rikki Racela, WCI Columnist Say whhhaaattt? Yes, you read that headline right—my financial plan involves being hung by my fingernails. Now, I know that's hard to believe. What might even be harder to believe is that this financial plan…
Mr. Musk faces financial challenges in owning Twitter. The site frequently loses money and took on $13 billion in debt for the blockbuster deal.Now that Elon Musk has completed his $44 billion deal for Twitter, let’s walk through the math of…