Investing
I've been trying to leave San Francisco since 2014. After fake retiring in 2012, I thought it was only logical to move to a lower-cost area of the country, like Honolulu, to save money and be closer to my folks. Yes,…
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By Dr. Hamik Martirosyan Risk and return are inextricably tied together. They form the basic elements required to make successful investment decisions. Though risk is just as important as returns, most investors are typically more focused on the returns and underestimate…
Quote of the Day "Cash isn’t meant to sit under your mattress forever." (Callie Cox) Chart of the Day Large cap U.S. stocks have outpaced everything else. (creativeplanning.com) Markets Fund management AI Housing Guns Policy Economy Earlier on Abnormal Returns Mixed…
By Josh Katzowitz, WCI Content Director When I think of the generation gap that spans from the Baby Boomers to Generation X and Millennials to Gen Z, one of the biggest changes (aside from people under the age of 30 not…
On Saturdays we catch up with the non-finance related items that we didn’t get to earlier in the week. You can check out last week’s edition here. Have a great weekend! Quote of the Day "Be it personal or collective, sobriety…
By Dr. Jim Dahle, WCI Founder I get occasional emails from people who are worried about investing “unsettled funds.” I think the main problem is that Vanguard (and probably other brokerages) flash up this huge warning when you put in a…
× Please contact your Firm's Group AdminIAR CE is only available if your organization contracts with Kitces.com for the credit. Please contact your firm's group administrator to enable this feature. If you do not know who your group administrator is you…
Quote of the Day "This anger — mixed with the real pain of inflation and the frustrations borne out of cognitive bias and partisan politics — has created a toxic stew." (Betsey Stevenson) Chart of the Day TopGolf Callaway Brands ($MODG)…
Fridays are all about podcast links here at Abnormal Returns. You can check out last week’s links including a look at the big impact of TV and movies on society. The biz Milton Friedman Business Venture capital Finance Non-finance
On episode 118 of The Compound and Friends, Michael Batnick and Downtown Josh Brown are joined by Kevin Simpson to discuss: covered call strategies, the Fed, Warren Buffett’s latest moves, and much more! You can listen to the whole thing below,…
The Internal Revenue Service announced that the amount individuals can contribute to their 401(k) plans in 2024 has increased to $23,000, up from $22,500 for 2023. In addition, the limit on annual contributions to an IRA increased to $7,000, up from…
By Don Wenner, Founder and CEO of DLP Capital [Note: This blog post is part of a four-part series, published throughout the next year, that delves into the 8 F's for building prosperity and fulfillment in life, as outlined by DLP…
Quote of the Day "We tend to believe we have more control over events than we actually do. This belief leads to an underestimation of risk." (Vishal Khandelwal) Chart of the Day Why small cap stocks are lagging badly this year.…
Thursdays are all about longform links on Abnormal Returns. You can check out last week’s linkfest including a look at why rich people still worry about money. Quote of the Day “In the longevity world, time is a fungible concept. Aging…
× Please contact your Firm's Group AdminIAR CE is only available if your organization contracts with Kitces.com for the credit. Please contact your firm's group administrator to enable this feature. If you do not know who your group administrator is you…
Today, we are answering your questions on the speakpipe. If you want your question answered, leave us a message at For this episode, we talk about 401(k)s vs. SEP-IRAs, legal insurance, disability insurance, how to surrender an indexed universal life policy,…
Quote of the Day "A microcap investor’s biggest risk is dilution." (Sean Iddings) Chart of the Day Apple is bigger today than all of the top nine companies from ten years ago combined. (theirrelevantinvestor.com) Strategy Companies AI Global Economy Earlier on…
Wednesdays are all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at how to plan a career sabbatical. Quote of the Day "Your personal feelings around what you should or shouldn’t be…
× Please contact your Firm's Group AdminIAR CE is only available if your organization contracts with Kitces.com for the credit. Please contact your firm's group administrator to enable this feature. If you do not know who your group administrator is you…
× Please contact your Firm's Group AdminIAR CE is only available if your organization contracts with Kitces.com for the credit. Please contact your firm's group administrator to enable this feature. If you do not know who your group administrator is you…
× Please contact your Firm's Group AdminIAR CE is only available if your organization contracts with Kitces.com for the credit. Please contact your firm's group administrator to enable this feature. If you do not know who your group administrator is you…
If you are curious how attorney Mike Ketchmark and his team were able to win a landmark $1.8 billion class-action lawsuit on price fixing against the National Association of Realtors, Keller Williams, and HomeServices of America, you're going to love this…
By Dr. Jim Dahle, WCI Founder Understanding how your income is taxed and how the tax brackets work will aid your tax planning and make for more informed, reasonable discussions of tax policy. Now with 2024 right around the corner and with…
Quote of the Day "Diversification is constantly put in jeopardy by our behavioural failings." (Joe Wiggins) Chart of the Day The discount to NAV for the Grayscale Bitcoin Trust ($GBTC) has come down a lot, but is still in the double-digits…
Tuesdays are all about academic (and practitioner) literature at Abnormal Returns. You can check out last week’s edition including a look at the performance of the S&P 500 Dividend Aristocrats. Quote of the Day "We all know, at least intuitively, that…
Join Downtown Josh Brown and Michael Batnick for another round of What Are Your Thoughts? On this week’s episode, Josh and Michael discuss the biggest topics in investing and finance, including: ►October CPI – “Positive vs. negative earnings growth has been…
× Please contact your Firm's Group AdminIAR CE is only available if your organization contracts with Kitces.com for the credit. Please contact your firm's group administrator to enable this feature. If you do not know who your group administrator is you…
[Editor's Note: If you ever feel overwhelmed about the best way to manage your money, investments, and insurance, WCI is here to help. We’ve introduced a FREE email series called WCI 101 that reviews the basics of everything you need to…
Quote of the Day "Education is overrated because it’s linear, rigid, and two-dimensional." (Mike Dariano) Chart of the Day (twitter.com) Crypto Startups Sports Global Economy Earlier on Abnormal Returns Mixed media
Mondays are all about financial adviser-related links here at Abnormal Returns. You can check out last week’s links including a look at the ins and outs of backdoor Roth IRAs. Quote of the Day "The financial advice industry markets to our…
Photo credit: jb If you have multiple options of various different kinds of accounts to choose from, such as an IRA, a Roth IRA, a qualified retirement plan (such as a 401(k) plan) also known as a QRP, and perhaps an…
× Please contact your Firm's Group AdminIAR CE is only available if your organization contracts with Kitces.com for the credit. Please contact your firm's group administrator to enable this feature. If you do not know who your group administrator is you…
The IRS has introduced new income limits for its seven tax brackets for 2024. Thankfully, the thresholds have all increased by 5.4% to account for inflation. In 2023, the IRS expanded its tax brackets by a historically large 7%, reflecting last…
By Dr. Jim Dahle, WCI Founder If you read the fine print on your IRAs, 401(k)s, and 403(b)s, you've probably discovered that the government wants you to use the money for retirement and also that the government feels that retirement shouldn't…
Quote of the Day "Wealth alone cannot ever make you feel fully secure, but using that wealth to cultivate your unique gifts (and those of your children) might. Wisdom is an inheritance that can’t be squandered." (Tom Morgan) Chart of the…
On this special episode of TCAF Tuesday, Michael Batnick, Barry Ritholtz, and Downtown Josh Brown are joined by Campbell Harvey to discuss: the state of the economy, the yield curve indicator, the next recession, and much more! We recorded this before…
On Saturdays we catch up with the non-finance related items that we didn’t get to earlier in the week. You can check out last week’s edition here. Have a great weekend! Quote of the Day "Dogs seem to make us healthier…
By Dr. Peter Kim of Passive Income MD, WCI Network Partner As a part of our community, you may already be familiar with my love for sharing these inspiring stories of physicians who have made the transition from medicine to entrepreneurship.…
× Please contact your Firm's Group AdminIAR CE is only available if your organization contracts with Kitces.com for the credit. Please contact your firm's group administrator to enable this feature. If you do not know who your group administrator is you…
Quote of the Day "No one could really look at the U.S. economy today and say that the policy choices of the past three years made us poorer. Yet that, of course, is precisely how many Americans feel." (James Surowiecki) Chart…
Selling bonds to buy real estate is a much easier decision to make than selling stocks to buy real estate. Real estate acts like a bond plus investment because bonds have more similarities to real estate than stocks do. The word…
Fridays are all about podcast links here at Abnormal Returns. You can check out last week’s links including a look at the origins of ‘returns stacking.’ Economy Business Same As Ever Finance Media Non-finance
OK, we’re trying something new next week for registered financial advisors only. It’s a brand new show we’ve created and you can be there virtually to watch the pilot episode live. As an advisor, you’re going to spend time, money and…
On episode 117 of The Compound and Friends, Michael Batnick and Downtown Josh Brown are joined by Callie Cox and Malcolm Ethridge to discuss: market sentiment, Robinhood earnings, Warren Buffett and his cash, interest rates, the yield curve, recession calls, weight…
[Editor's Note: Three months from now, the WCI community will gather in sunny Orlando for the Physician Wellness and Financial Literacy Conference (WCICON24) (February 5-8), and we want you to be there! Here’s what to know: you’ll kick-start your financial plan…
Quote of the Day "There are a million jobs out there waiting to be brought to life by the right people crossing paths at the right time, and the internet amplifies your chances of making one of those connections." (Jack Raines)…
If you’ve thought about buying a house, a car or other big purchase over the past couple years, then you’ve probably run into high prices, steep rates, low inventory…or a combination of all three. Here’s a look at some of the…
Thursdays are all about longform links on Abnormal Returns. You can check out last week’s linkfest including a look at the creative crisis at Disney’s Marvel. Quote of the Day "The good life is not a destination but a process, not…
Today, we are talking with Dr. Stacy Taniguchi about choosing to thrive and creating a life you would want to live over and over again. Dr. Taniguchi is a born educator. After teaching high school for many years, he earned a…
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Dear Donors,
We hope this message finds you in good health and high spirits. We are reaching out to you today with a heartfelt appeal for your support in sustaining our health practice. Over the past two decades, our firm has been dedicated to providing specialized care to those in need, and now we turn to you, our valued community, to help us continue this noble mission.
Since our establishment in 2003, our practitioner, a seasoned researcher, teacher, and healer, has devoted over 30 years of his life to serving individuals who have experienced the unimaginable. His journey began by offering care to people returning from conflict zones, wars, natural and man-made disasters, and those who have been victims of torture. Through his expertise, he has been able to alleviate the physical and emotional burdens that these individuals carry.
Our practitioner’s specialization lies in the treatment of psychotrauma and Post-Traumatic Stress Disorder (PTSD), understanding the profound impact they have on health and life, not only for the individuals directly affected but also for their loved ones. Additionally, he has dedicated himself to providing long-term support for those battling physical and mental injuries, cancerous pathologies, genetic diseases, and other challenging conditions.
Through his unwavering commitment, he has helped and cared for several thousand people who were in desperate need, enabling them to not only survive but thrive. For those who lacked financial means, he has always offered care free of charge, allowing them to receive the support they needed, regardless of their circumstances. Those who could afford it were encouraged to contribute what they could, fostering a sense of community and shared responsibility.
The impact of our practitioner’s work cannot be overstated. Lives have been saved, hope has been restored, and the journey towards healing has been made possible for countless individuals. However, we find ourselves at a critical juncture where we urgently need your help and support to ensure the continuity of our services.
By making a donation to our health practice, you will directly contribute to the well-being and transformation of lives. Your generosity will empower us to continue providing essential care, support, and treatment to those who are most vulnerable. Your contribution will help us acquire the necessary resources, develop innovative therapies, and expand our reach to make a lasting impact on the lives of individuals and communities in need.
Join us in making a difference today. Your support will not only sustain our practice but also enable us to extend our services to those who might otherwise go without the care they desperately require. Together, we can create a brighter, healthier future for all.
To make a donation, please visit our donation page. Every contribution, no matter the size, makes a significant difference in the lives of those we serve.
Thank you for considering our appeal and for your compassion in supporting our health practice. Together, we can continue to save lives and inspire hope.
With deepest gratitude,
Yan A. Reichlen de Meldegg
Practitioner in Neusopsychology
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