Investing
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By Dr. Jim Dahle, WCI Founder One of the most important concepts for an investor to understand is that of expected returns. Expected returns are, of course, not guaranteed returns, but an investor who doesn't have any idea of the range…
On Saturdays we catch up with the non-finance related items that we didn’t get to earlier in the week. You can also check out last week’s edition. Have a great weekend! Quote of the Day 'Basically, I am quitting coffee just…
By Anthony Ellis, WCI Columnist For better or for worse, the evolution of preventive care has progressed to the point of “direct-to-consumer” advertising and screening services that do not require a clinician’s orders. Since about age 40, my primary care doctor…
In many relationships, one person naturally takes the lead on managing the finances, paying bills, tracking investments, and coordinating with the advisor, while the other is happy to stay on the sidelines. The other partner may not be disinterested, but they’re…
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After remodeling a fixer I bought in 2019 between 2019–2022, I swore I would never take on another remodeling project again. I hate remodeling with a passion, even though I'm always satisfied after the project is done. The delays, cost overruns,…
By Travis Christy, White Coat Insurance If you find yourself on this page, chances are you're weighing the decision to purchase the American Medical Association Disability Insurance plan. Let me begin by emphasizing that every physician should seriously consider acquiring disability…
Quote of the Day "The key to overcoming tilt is to anchor our self-assessment in longer-term improvement, not in immediate P/L." (Brett Steenbarger) Chart of the Day The VIX is essentially back down to pre-Liberation Day levels. (vixology.substack.com) Markets Strategy Finance…
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There has been a lot of concern around student loans and what impact the One Big Beautiful Bill Act will have. Today, we bring on Andrew Paulson of StudentLoanAdvice.com to explain what he knows so far about what to expect from…
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Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBBA) brings sweeping tax changes with some significant implications for taxpayers (particularly those in or near retirement).Standing at over 1,000 pages, the bill permanently extends many provisions originally…
One of the main reasons I refused to spend a small fortune renting a vacation property in Honolulu was because I wanted to stay in my childhood home. The home was built in 1986, when I was nine years old, and…
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By Dr. Jim Dahle, WCI Founder A real estate syndication is an illiquid but passive way for accredited investors to invest in real estate. As a syndication investor, you won't be getting 3am toilet calls, and you will never have to…
When financial planners, wealth managers, and portfolio managers change firms, they want their clients to follow them. But clients don’t fall in line as easily as ducklings following their mother.After an advisor asked me for advice about composing a letter asking…
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By Dr. Jim Dahle, WCI Founder Every now and then, you will see an article in the financial media complaining that very wealthy people are using the “Buy, Borrow, and Die” strategy to get out of paying their fair share of…
How much money do you need to feel financially comfortable or wealthy? The answer depends on where you live, your household size, and your lifestyle desires, of course. However, according to the 2025 Charles Schwab Wealth Survey, Americans say it now takes…
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By Dr. Jim Dahle, WCI Founder In the book of Matthew, there's a parable that goes something like this: Everyone then who hears these words of mine and does them will be like a wise man who built his house on…
By Josh Katzowitz, WCI Content Director Fifty-six years ago, some of the coolest people ever born did one of the coolest things anybody could possibly do. On July 20, 1969, Neil Armstrong and Buzz Aldrin walked on the moon, instantly becoming…
By Dr. Jim Dahle, WCI Founder I faced an interesting dilemma recently. Not only do I have a lot of influence over The White Coat Investor company 401(k), but I also serve on the committee for my partnership 401(k)/profit-sharing plan that…
When it comes to retirement income planning, annuities can serve as a powerful tool to convert savings into a predictable income stream, either for a lifetime or a specific period of time. With that said, the decision about what assets to…
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Medical School Didn't Teach You About Money, But We Will Enroll in Financial Boot Camp, a FREE 12-week email course that teaches you how to take control of your money, invest with confidence, and accelerate your journey to becoming a multi-millionaire.
I love index funds and ETFs for their low-cost nature and simplicity of ownership. However, if you want to build generational wealth before traditional retirement age, consider looking beyond just index funds and index ETFs. Since starting Financial Samurai in 2009,…
By Dr. Margaret Curtis, WCI Columnist In the fall of 2023, I started a new job in general pediatrics at a teaching hospital. I really enjoy the academic environment, and I have managed to avoid being put on any committees, so…
Today we are answering your questions about estate planning and passing on of wealth to future generations. We talk about the value of giving your kids their inheritance earlier in life when they need it most. We discuss if buying variable…
Imagine spending your life building wealth, investing in real estate, stocks, or your business, with the hope of leaving a legacy for your children. Then one day, you find yourself wondering: Will the government take a massive chunk of it anyway? If…
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[EDITOR'S NOTE: If you want to increase your chances of becoming a multi-millionaire, real estate investing could be a good way to accomplish that. Over the years, WCI has partnered with several vetted real estate sponsors who can provide you with…
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By Dr. Jim Dahle, WCI Founder While not easy to acquire, a million dollars isn't what it used to be. A millionaire when Monopoly was invented is the equivalent of a decamillionaire now. However, $5 million is still enough to provide…
Eleven years ago, I took a chance on my vision for a more personal, accessible approach to financial planning for professionals. That plan was the foundation for Your Richest Life, and the journey has taught me more than I ever could…
The value of owning a big, beautiful home is underappreciated. Somewhere along the way, society began favoring minimalism and smaller living spaces, often dismissing larger homes as “McMansions.” But after spending five weeks living in a much smaller space again, I’ve…
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[EDITOR'S NOTE: What does winning the WCI Medical Scholarship mean? This is a note we got from one of our past winners: “I could not have conquered my first year of medical school without your support and prayers. For that, I…
By Dr. Jim Dahle, WCI Founder Want to get the attention of doctors? Start talking about asset protection. While this is a topic I don't address too often (for reasons you'll read below), it is one of intense interest to financially…
By Dr. Jim Dahle, WCI Founder One of the more interesting aspects of the One Big Beautiful Bill Act (OBBBA) was the implementation of a new kind of investing account dubbed Trump Accounts (TAs). Originally called “Invest America Accounts” and “American…
Preferential Income Stacking One area that can make a meaningful difference is how different types of income are layered within the tax system. Preferential income stacking refers to the way the IRS applies taxes to qualified dividends and long-term capital gains.…
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One of the things that gives me great comfort about the health of the U.S. economy is our historically low household leverage. According to the Federal Reserve Board, household leverage is now at an 80-year low—a remarkable sign of financial discipline. So let me…
[EDITOR'S NOTE: Looking for a convenient and easy side gig that could pay you as much as $30,000 per year? Then, consider taking online surveys for cash. If you sign up through the WCI recommended page, where we have eight great…
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Dear Donors,
We hope this message finds you in good health and high spirits. Today, we reach out to you with a heartfelt appeal for your support in sustaining our health practice. With over 30 years of dedicated experience, our practitioner—a seasoned researcher, teacher, and healer—has committed his life to serving individuals who have experienced the unimaginable.
His journey began by offering care to people returning from conflict zones, wars, natural and man-made disasters, and those who have been victims of torture. Through his expertise, he has been able to alleviate the physical and emotional burdens that these individuals carry.
For the past 30 years, our practitioner has specialized in the treatment of psychotrauma and Post-Traumatic Stress Disorder (PTSD), understanding the profound impact they have on health and life, not only for the individuals directly affected but also for their loved ones. Additionally, he has dedicated himself to providing long-term support for those battling physical and mental injuries, cancerous pathologies, genetic diseases, and other challenging conditions.
Through his unwavering commitment, he has helped and cared for several thousand people who were in desperate need, enabling them to not only survive but thrive. For those who lacked financial means, he has always offered care free of charge, allowing them to receive the support they needed, regardless of their circumstances. Those who could afford it were encouraged to contribute what they could, fostering a sense of community and shared responsibility.
The impact of our practitioner’s work cannot be overstated. Lives have been saved, hope has been restored, and the journey towards healing has been made possible for countless individuals. However, we find ourselves at a critical juncture where we urgently need your help and support to ensure the continuity of our services.
By making a donation to our health practice, you will directly contribute to the well-being and transformation of lives. Your generosity will empower us to continue providing essential care, support, and treatment to those who are most vulnerable. Your contribution will help us acquire the necessary resources, develop innovative therapies, and expand our reach to make a lasting impact on the lives of individuals and communities in need.
Join us in making a difference today. Your support will not only sustain our practice but also enable us to extend our services to those who might otherwise go without the care they desperately require. Together, we can create a brighter, healthier future for all.
To make a donation, please visit our donation page. Every contribution, no matter the size, makes a significant difference in the lives of those we serve.
Thank you for considering our appeal and for your compassion in supporting our health practice. Together, we can continue to save lives and inspire hope.
With deepest gratitude,
Yan A. Reichlen de Meldegg
Practitioner in Neuropsychology
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