As the summer heats up, many of us start to cool on the goals we set for the year. By this point of the year, it’s common to start falling back on old habits instead of taking intentional action. 

But if you want to finish the year strong, you can still channel some of that New Year energy and work toward your top financial goals. Here is how to do a mid-year goals reflection to help you get back on track.

1. Mid-Year Goals Reflection: Look Back on the Year so Far

Take a look back at the goals you set for the year. How much progress have you made? What has been going well?

Starting with what’s going right can give you the confidence to keep pursuing your goals, even if you’re not quite where you wanted to be.

Next, look at what has changed over the past six