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By Travis Christy, White Coat Insurance

If you find yourself on this page, chances are you’re weighing the decision to purchase the American Medical Association Disability Insurance plan. Let me begin by emphasizing that every physician should seriously consider acquiring disability insurance unless they are financially independent. However, it’s crucial to recognize that not all insurance companies and contracts are created equal.

Unlike life insurance, where the payout is straightforward—you must be deceased—disability insurance offers various avenues of compensation. It’s imperative to ensure that your policy will provide coverage in the event of illness or injury that impedes your ability to perform the essential duties of your medical profession or results in a reduction in income due to disability.

In this post, we’ll delve into the mechanics of the AMA plan and compare it with offerings from the Big 5 disability carriers. We’ll discuss reasons why you might find

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