By Dr. Jim Dahle, WCI Founder

When a married couple isn’t on the same page financially, life can become awfully difficult. If you have differing views on whether to save 10% or 20% for retirement or if you have varied opinions on the best way to save for college, that’s one thing. But what if you have completely opposing views on more fundamental issues, like how much the family should spend or whether you should save for college at all? The divisions can feel much deeper.

One partner might be booking travel around the world, much to the chagrin of their spouse (because they still have a huge mortgage and hundreds of thousands of dollars in student loans). One partner might max out the credit card with trips to Costco and Target, even though they’re spending more than the household actually earns.

Or as one emailer wrote me a