Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage.

With the Atlantic hurricane season about to start, this may be good time to consider buying flood insurance for your home — even if you don’t live in a hurricane-prone area.

Officials at the National Oceanic and Atmospheric Administration said this month that they were expecting more than the average number of hurricanes during the season, which begins June 1 and runs through November. NOAA predicts as many as 19 named storms, with six to 10 of them strengthening into hurricanes. An average season has 14 named storms with seven becoming hurricanes.

Flood insurance should not be seen as important only for property owners near the ocean, insurance experts note. While properties near the coast are in particular peril, areas far inland have had severe flooding in recent years as a warming climate spawns

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