Why College Students May Need Renter’s Insurance
The insurance can help pay for property damaged in a fire or stolen. And replacing clothes, furniture and electronic gadgets adds up.College students who are already shopping for laptops, textbooks…
How to Lower Your Summer Electric Bill
Start with a seasonal tuneup of your air-conditioning system, experts say. Close shades or blinds during the day. And raise your thermostat — even by just one degree.As parts of…
Average Car Payments Hit a Record High. Here’s What to Know.
The average monthly payment is now about $700. But shoppers have options, including looking for less expensive smaller vehicles.Tight supplies of new cars, high prices and rising interest rates are…
What to Know About Rolling Over Retirement Accounts
A new report finds that I.R.A.s may charge seemingly modest higher fees than workplace retirement accounts. But over time, the difference can add up to tens of thousands of dollars.Americans…
Paying Down Credit Card Balances, Emergency Savings and Other Tips
Now is also a good time to put aside emergency savings, financial experts say.With interest rates rising along with worries about an economic slowdown, now is a good time to…
Why Some States Are Expanding Tax-Free Periods
The “holidays” are aimed at helping consumers, but they’re also politically attractive. Tax experts say they provide only modest benefits.This year, the back-to-school tax “holidays” that many states offer each…
Why Adjustable-Rate Mortgages Are Still Risky
The loans’ interest rates are initially low. But while some of their worst features are gone, their rates may still rise considerably over time.Remember adjustable-rate mortgages?Rising interest rates are again…
A Strong Summer Job Market for Teenagers
Economists are predicting the highest rate of employment in 15 years. “Employers suddenly rediscovered teenagers,” one said.Jobs for teenagers and young adults are expected to be plentiful this summer, with…
A ‘Glitch’ in Federal Health Insurance May Soon Be Fixed
Federal rules make it hard for relatives of people with job-based coverage to qualify for financial help in buying Obamacare insurance. The Biden administration wants to change that.A “family glitch”…
Think Twice Before Taking Out a Private Student Loan
Interest rates are rising for both federal and private borrowers. But private loans have fewer protections and are often more expensive, student advocates say.If you’re a college student, you probably…